FISPAN

Lou Towchik has over 38 years of experience in the financial industry in various management roles at multiple financial institutions&nbsp; including Mellon Bank, PNC Bank and Huntington Bank. In his&nbsp; most recent role, Towchik managed Treasury Management payables products including ACH, ARP, Commercial Card,&nbsp; Controlled Disbursement, Positive Pay, Real-Time Payments and Wire Transfer.&nbsp; Lou joined FISPAN’s Clayton Weir in this episode of If I Ran the Bank to discuss the implications and possibilities of real-time payments, ISO 20022 and moving away from paper checks.

Lou Towchik retired in April 2020 after serving for 38 years in various management roles at multiple financial institutions, including Mellon Bank, PNC Bank, and Huntington Bank. In his
most recent role, Towchik managed Treasury Management payables products including ACH, ARP, Commercial Card, Controlled Disbursement, Positive Pay, Real-Time Payments, and
Wire Transfer. Lou carries accomplished experience in the treasury management field having held leadership positions in operations, product, technology, and risk management. He also spent several years as co-owner of a treasury management consulting business.

Lou Towchik

Treasury Management Leader and Consultant

The Implications of Real-Time Payments with Lou Towchik

Joe Maxwell, Managing Partner at FINTOP Capital joined FISPAN’s CEO and Co-Founder, <a href="https://www.linkedin.com/in/claytonracineweir/" rel="noopener noreferrer" target="_blank">Clayton Weir</a>, on Season Two of <a href="https://fispan.com/resources/podcast/if-i-ran-the-bank/" rel="noopener noreferrer" target="_blank">If I Ran The Bank podcast</a>. In the episode, Joe and Clayton discuss the currents of change in financial services, ERP movement to the cloud, how banks can enable digital transformation, and considerations for compliance and bank regulators.

Joe Maxwell is a multi-time FinTech entrepreneur, having dedicated FinTech specific venture capital (VC) across various vehicles. Starting out by building applications in the early ‘90’s before SaaS was a word and before the cloud, Joe has seen many rails coalesce over the last 30 years, laying the foundation for a capstone career in FinTech. In 2016, Joe began investing and was one of the first investors in FISPAN. Joe invests in key pillars across multiple vehicles for approximately 40 companies: office of the CFO, Embedded Payments, all things ERP, private and public capital markets, and bank technology. Fitting with the If I Ran The Bank podcast theme, Joe is the first guest who actually does run a bank! Joe is a chairman at Thread Bank, previously known as Civis Bank. 

Joe Maxwell

Managing Partner

Joe Maxwell, Managing Partner at FINTOP Capital joined FISPAN’s CEO and Co-Founder, Clayton Weir, on Season Two of If I Ran The Bank podcast. In the episode, Joe and Clayton discuss the currents of change in financial services, ERP movement to the cloud, how banks can enable digital transformation, and considerations for compliance and bank regulators. 


Joe Would Emphasize the Importance of Regulatory Compliance

If I Ran the Bank Podcast - Joe Would Emphasize the Importance of Regulatory Compliance

Listen to the latest episode of the If I Ran The Bank podcast! In the episode, Joe Maxwell and Clayton discuss the currents of change in financial services, ERP movement to the cloud, how banks can enable digital transformation, and considerations for compliance and bank regulators. 


Sue Britton and Jeet Bhatti, Co-Founders of Fahtom4Sight, join FISPAN's CEO Clayton Weir and discuss financial innovation in Canada and the need for banks to evolve with their customer's expectations.

Surinderjit (Jeet) Kaur Bhatti has vast experience in FinTech ranging from the venture capital world to the financial innovation labs. Passionate about FinTech and formally trained in innovation practices, Jeet has enabled the transformation of traditional organizations into the industry’s leading innovative companies. Her areas of expertise include Payments, Digital Banking, Alternative Lending, Crowdfunding, Embedded Finance, Corporate Innovation, and Digital Customer Experience. Her latest venture - Fathom4sight is a Knowledge-as-a-Service (KaaS) offering in the FinTech & financial product innovation space, that provides access to both an online intelligence platform and strategic foresight advisors who help leaders plan and prepare for the future. 

Surinderjit (Jeet) Kaur Bhatti

Co-Founder

Over the last 20 years, Sue Britton has worked in product innovation for the Canadian financial services industry, having previously led international teams and launched multiple products across the world for Symcor, Broadridge and Finastra. In 2016, she founded FinTech Growth Syndicate to help Canadian companies become leaders in the fintech space, providing expertise, tools, and market knowledge to help budding innovators succeed. Sue recently Co-Founded Fathom4sight - a knowledge-as-a-service platform with advisory support for market foresight in financial services. 

Sue Britton

Sue Britton and Jeet Bhatti, Co-Founders of Fahtom4Sight, join FISPAN's CEO Clayton Weir and discuss financial innovation in Canada and the need for banks to evolve with their customer's expectations.


Sue and Jeet Would Meet Customer Needs Through FinTech Innovation

Patricia Tripar is an experienced leader in digital banking and payments services, most recently at Santander Bank. Patricia joined FISPAN’s CEO Clayton Weir on the Season Two Premiere of If I Ran The Bank Podcast, where they discussed shifting consumer expectations amidst digital transformation, how to complement treasury management tools instead of competing with them and the growing importance of the banks-FinTech partnership.

Patricia Tripar is an experienced leader in digital banking and payments services, most recently at Santander Bank, N.A. She leads the development of client-centric strategies and technology initiatives offered through online and mobile treasury management platforms, mobile apps, and a variety of FinTech partnerships. Patricia has over 20 years of experience in Transaction Banking, Treasury Management, Consulting Services, Product Management, Client Advisory, and Project Management. Patricia has held roles with multi national organizations, including Santander Bank, West Monroe Partners, Royal Bank of Scotland (RBS), BMO Capital Markets, ABN AMRO North America, and Ernst & Young.


Patricia Tripar

Treasury Management and Innovation Leader

Patricia Tripar is an experienced leader in digital banking and payments services, most recently at Santander Bank. Patricia joined FISPAN’s CEO Clayton Weir on the Season Two Premiere of If I Ran The Bank Podcast, where they discussed shifting consumer expectations amidst digital transformation, how to complement treasury management tools instead of competing with them and the growing importance of the banks-FinTech relationship. 


Patricia Tripar Would Empower Customers Through Digitization

Empowering Customers Through Digitization with Patricia Tripar and FISPAN

Patricia Tripar joined FISPAN’s CEO Clayton Weir on the Season Two Premiere of If I Ran The Bank Podcast, where they discussed shifting consumer expectations amidst digital transformation, how to complement treasury management tools instead of competing with them and the growing importance of the banks-FinTech relationship. 


Wilson D’Souza, CTO at Akoya, joined FISPAN’s Clayton Weir on the If I Ran the Bank podcast where they discussed the role Akoya plays in the financial industry, the importance of consumer-permissioned data and the need for API adoption.

Wilson D’Souza has over 20 years of experience in network architecture, software development and product development in a variety of industries including finance, academia, and consumer products.  He is currently Chief Technology Officer at Akoya, a startup whose mission is to transform the way consumers share their data by providing them with increased security, privacy, and control over their information.

Wilson D'Souza

Wilson D’Souza, CTO at Akoya, joined FISPAN’s Clayton Weir on the If I Ran the Bank podcast where they discussed the role Akoya plays in the financial industry, the importance of consumer-permissioned data and the need for API adoption.


Wilson D’Souza Would Accelerate API Adoption

<a href="https://www.linkedin.com/in/natalieluu/" rel="noopener noreferrer" target="_blank">Natalie Luu</a> is a Partner at <a href="https://lsvp.com/" rel="noopener noreferrer" target="_blank">Lightspeed Venture Partners</a> where she leads investments in early-stage and scaling startups, with a focus on Enterprise and FinTech. Natalie joined <a href="https://fispan.com/" rel="noopener noreferrer" target="_blank">FISPAN</a>’s Clayton Weir on the <a href="https://podcast.fispan.com/public/87/If-I-Ran-the-Bank-d6b5c9b3" rel="noopener noreferrer" target="_blank">If I Ran the Bank</a> Podcast where they discussed emerging trends and the FinTech disrupting the financial industry.

Natalie Luu is a Partner at Lightspeed Venture Partners where she leads investments in early-stage and scaling startups, with a focus on Enterprise and FinTech. Natalie began her career as an early-stage investor at Y Combinator. Before her career in Venture Capitalism, Natalie served as an investment banker, growth equity investor, and product manager which contributed to her helping build Lightspeed’s foundation for evaluating growth-stage investments. 

Natalie Luu

Partner

Natalie Luu is a Partner at Lightspeed Venture Partners where she leads investments in early-stage and scaling startups, with a focus on Enterprise and FinTech. Natalie joined FISPAN’s Clayton Weir on the If I Ran the Bank Podcast where they discussed emerging trends and the FinTech disrupting the financial industry.


Natalie Luu Would Build the Future of B2B Commerce Infrastructure

Natalie Luu on the If I Ran the Bank Podcast

<a href="https://www.linkedin.com/in/reedluhtanen/" rel="noopener noreferrer" target="_blank">Reed Luhtanen</a> is Executive Director of the U.S. Faster Payments Council (FPC). Reed joined FISPAN’s Clayton Weir on this episode to discuss the US Faster Payments Council and how they are working towards a future of ubiquitous instant payments.

Reed Luhtanen is Executive Director of the U.S. Faster Payments Council (FPC). The FPC is an industry-led membership organization whose mission is to facilitate a world-class payment system where Americans can safely and securely pay anyone, anywhere, at any time and with near-immediate funds availability. Reed is responsible for managing the daily operations of the organization and working with the FPC board and membership to execute on the FPC’s strategic plan while ensuring inclusive and transparent dialogue with all FPC stakeholders. FPC members include business end-users, consumer organizations, financial institutions, payment network operators, technology providers, and others.

Reed Luhtanen

Executive Director

Reed Luhtanen is Executive Director of the U.S. Faster Payments Council (FPC). Reed joined FISPAN’s Clayton Weir on this episode to discuss the US Faster Payments Council and how they are working towards a future of ubiquitous instant payments.


Reed Luhtanen Would Push for Ubiquitous Instant Payments

If I Ran the Bank is a podcast hosted by Clayton Weir, Co-Founder and CEO at FISPAN, a FinTech that is enabling banks to provide contextualized, consumer-like experiences to their business clients.Clayton is a renowned thought leader in financial innovation and hits on the hottest topics in banking and finance and the future of payments, and he wants to know: if you ran the bank, what’s the one thing you’d go all in on?

The Implications of Real-Time Payments with Lou Towchik

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Today's Host

Clayton Weir

Today's Guests

Lou Towchik

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