Episode 13 | 35:19 min

The Implications of Real-Time Payments with Lou Towchik

Episode 13 | 35:19 min | 05.03.2021

The Implications of Real-Time Payments with Lou Towchik

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This is a podcast episode titled, The Implications of Real-Time Payments with Lou Towchik. The summary for this episode is: <p><span style="color: rgb(0, 0, 0); background-color: transparent;">Lou Towchik has over 38 years of experience in the financial industry in various management roles at multiple financial institutions  including Mellon Bank, PNC Bank and Huntington Bank. In his  most recent role, Towchik managed Treasury Management payables products including ACH, ARP, Commercial Card,  Controlled Disbursement, Positive Pay, Real-Time Payments and Wire Transfer.  Lou joined FISPAN’s Clayton Weir in this episode of If I Ran the Bank to discuss the implications and possibilities of real-time payments, ISO 20022 and moving away from paper checks. </span></p>

Lou Towchik

|Treasury Management Leader and Consultant

Lou Towchik retired in April 2020 after serving for 38 years in various management roles at multiple financial institutions, including Mellon Bank, PNC Bank, and Huntington Bank. In his most recent role, Towchik managed Treasury Management payables products including ACH, ARP, Commercial Card, Controlled Disbursement, Positive Pay, Real-Time Payments, and Wire Transfer. Lou carries accomplished experience in the treasury management field having held leadership positions in operations, product, technology, and risk management. He also spent several years as co-owner of a treasury management consulting business.

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Lou Towchik has over 38 years of experience in the financial industry in various management roles at multiple financial institutions including Mellon Bank, PNC Bank and Huntington Bank. In his most recent role, Towchik managed Treasury Management payables products including ACH, ARP, Commercial Card, Controlled Disbursement, Positive Pay, Real-Time Payments, and Wire Transfer. Lou joins FISPAN’s Clayton Weir in this episode of If I Ran the Bank to discuss the implications and possibilities of real-time payments, ISO 20022, and moving away from paper checks.